Our Team

Ronald Smith CLU, CHFC

Ronald Smith is an experienced Financial Consultant who specializes in financial planning for families and designing employee benefit plans for businesses.

As a husband and father of four, Ron understands the importance of planning – not just for what customers need now, but all the way through retirement and the legacy they want to leave behind. And as a business owner, he recognizes that successful businesses thrive when employees are well cared for.

It all comes down to establishing your goals and then sticking to them. “When it’s obvious the goal cannot be reached, don’t adjust the goal, adjust the action steps,” he says.

Ron is a Chartered Financial Consultant and Chartered Life Underwriter with a demonstrated history in the insurance industry who specializes in Health Insurance, Risk Management, Property & Casualty Insurance, Employee Benefits Design, and Sales. He graduated from Temple University - Fox School of Business and Management and received the advanced CHFS and CLU from The American College of Financial Services.

When he’s not helping customers, you can find Ron and his family out and about in the community, volunteering for local charities or enjoying their passion for running.

Vincent Miletti, Esq | Counsel

Vincent has been heavily engaged in the Insurance and Financial Services industry since 2007.  During his tenure, he served as a Complex Claims Director ("CCD"), and Professional Liability Claims Director for 2 of the largest Insurance Carriers for Professional Liability in the world.  He also served as a member of the Professional Liability Underwriters Society ("PLUS") and was active in drafting policy language for large carriers. He is a licensed attorney in New York and New Jersey since 2012.

Using his deep rolodex of connections, blend of innovative and creative tactics and legal judgement, Vincent creates thoughtful, thoroughly analyzed financial plans that keep the individual’s personal or business needs and long-term goals in mind. 

Vincent is always responsive, energetic and empathetic to a client’s needs and ensures that every client completely understands and embraces the plan before it is executed.

Ready to take the next step? Stop by and visit our office, email, or call to learn more about how Celtic Financial Group can help you!